Representative Example: Borrowing: £1200 for 18 months, Total Repayable: £1628.28, Total Interest: £428.28, Interest Rate (Variable): 49.9%. Paydayloansnow is a registered Trading Name of Serpable Limited, Who is authorised and regulated by the Financial Conduct Authority, who are a credit broker, not a lender.


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If approved your loan will be finalized and deposited to you, subjects to final checks.

Do You Need An Instant Loan?

When you have a financial difficulty in our fast paced world, you want to find a solution in minutes and resolve it in hours — not days. There are times when you need a payday loan as quick as possible.

You have two options in this circumstance, you can find a brick and mortar location that offers UK payday-loans on the corner of your local town, or you can apply online.

When you find a website offering to lend money “instantly”, you may be seeking one that can offer that. Keep in mind that there is a process that involves submitting an application.

Every lender offering payday loans in the uk must perform a credit check and other processing that may take some time. When you submit an application through us, we will get you a quick response to your inquiry.

Funding A Loan While You Have A Bad Credit?

Chances are you have been searching for a lender that approves you for a while. No matter how your credit rating ended up in its current unfortunate rank, trying to obtain a good loan for bad credit feels like you are navigating through a financial maze.

With no cost or obligation you can securely apply here at PDLN.

Through our advanced apr technology you will be in safe hand as we only allow the best authorized direct lenders  in our app.

Payday Loan Terms Explained

Direct Lenders

There are two types of methods from which you can seek to borrow online, one would be to use the service of a direct lender, and the other is using the services of a broker. Many people search for “payday loans no brokers” because they imagine costs or delay might be higher unless they use a direct lender.In the case of our company, we are not a direct lender but our service connects you to them.

Please note, if you are currently struggling financially, and cannot afford to keep up to your current contractual repayments, taking out loans may not be the best solution to your problem. You may benefit from seeking advice or help from the Citizens Advice Bureau or Money Advice Service.

No Credit Check

No credit check loans do not exist. Every loan you apply for the lender will check your credit score to assess your current financial situation and credit repayment history.

There are some lenders that will lend money to people with a poor and bad credit however the risk is the lender may charge a higher interest rate to cover the risk of lending to a person with poor credit. The other option is to get a guarantor loan where the emphasis is on the customers ability to repay the loan instead of their credit score, this is because a guarantor is credit searched too to ensure they are able to repay the loan for you if you miss payments. Read More.

Instant loans, also called borrowing cash, are given to people who need money quickly. They are typically given to people who require small amounts of money. 

The speed of which they’re given, usually same day or next day, determines their quality as an “instant loan”

They are small loans for people who live in the UK. If you are in need of a sum of money for a short term and are employed (in the UK), you can apply for a payday loan. First apply after checking apr and repayment terms, then you will receive a quick response. Finally, make certain you use Payday Loans Now to get your next payday loan.

All pay-day and short term lenders are capped at being able to charge no more than 0.8% per day. What this means is that although their APR ’s are different, they are calculated using different calculations using different term and amount values, they can only charge up to 0.8% per day. Submit your application for a payday loan UK today and receive a quick decision on our acceptance including costs so you can get the cheapest loans.

Short term loans are not guaranteed. Even so, consider submitting your application, as we work with many high acceptance lenders who will be interested in reviewing your loan application. Read More.

Quick loans, also known as instant payday loans, are necessary when you are short on funds and need immediate cash to resolve a bill or other financial crisis. In these situations, often not taking care of your bill will cost far more money in the long run than the expense of borrowing in the UK. PDLN can assist you get the quick cash you need to resolve immediate bills.

APR Interest Rate

Quick loans can be the solution to keep everything ticking during sudden emergencies.

Fast & Instant Decision

Bad Credit Loans

Experiencing financial distress is bad enough on its own, having bad credit can make things more difficult to secure financing

Great Guide on Payday Loan

Short Terms Loans

Short term loans can be the solution to bridge gaps for payments you are waiting for or have been delayed.

Frequently Asked Questions From Our Client

Payday loans in the UK are a method of borrowing money for those who live in the UK. They are for people who need to borrow small amounts of money quickly. You can apply for a paydayloan in the UK by submitting an application. By applying today, you have a good chance of receiving your loan quickly.

For some people, the amount borrowed is the most important thing to consider when looking at taking out an online payday-loan. With our lending options, you will be able to take out anywhere between £100 and £3,000 and choose from repaying upfront in one simple payment or up to as many as 12 installment payments.

Here at PDLN, you can get payday loans anywhere between £100 and £5000 and pay your loan amount back over a period of 1 to 12 months. You are given absolute freedom and control when it comes to taking out an amount that perfectly suits you.

If you are living in the UK and need a temporary unsecured emergency loan, submit an application through us. We provide a quick response as to whether your application is accepted and also repayment details. If it is, you will receive payday loans in the UK, directly to your bank account. It is quick and you can have access to your money through your bank without ever having to leave your house.

First, visit a website of a reputable lenders in the UK. Second, visit their application page and fill out your information. Third, submit your application and get a response as to whether your request is accepted. Last, receive the funds to your bank account when your loan is approved. If you are in need of a cash loan, consider applying for a payday loan in the UK. These are for people who reside in the UK and need to borrow money quickly. These are generally small loans, ranging from a few hundred to a few thousand pounds. You can apply for payday loans UK here.

Here we offer a word of caution to those wishing to get short term loans online. These are best suited for emergency and unexpected expenses. They are best at resolving things which are critical, such as repairing a vehicle you use to go to work and other types of bills which will only cause larger problems the longer they remain unpaid. A payday-loan is a short term remedy, do not consider using them if you believe you will be unable to handle the repayment on time as they can be quite costly.

We are not a direct lender, but we can get you in touch with one quickly if you submit your application today. By law, all lending companies must perform a credit check before lending. This goes for all lenders operating in the UK. While this may seem unfortunate for those seeking to borrow but having a poor credit history, there are some companies which can help people who have low credit scores. Your best bet for a “no credit check lender” is to find a lender that caters for bad credit as all lenders have to credit search their applicants. Read More.