Bad Credit Loans With No Credit Check Payday Loans

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

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  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Bad Credit Loans With No Credit Check

The truth is that every payday loan company in the UK is required to check the credit history of applicants. If you’re searching for a “no credit check” loan, be aware that you will not be able to find one. However, companies do offer lending to those with poor credit history, otherwise known as payday loans. It is free to apply, if you have employment click the “apply” button above and get started. Still have more questions? Keep reading and let’s iron out the details.

No Credit Check Loans

Payday Loans UK No Credit Footprint
Payday Loans No Credit History Needed
Instant Payday Loans Approved within 15 minutes
No Credit Check Payday Loans No references or payslips required
Payday Loans Online Borrow between £50 – £2,000
Loans for Bad Credit Bad Credit History Accepted

No Credit Check

If you apply for a “no credit check payday loan” you may think this means that your credit file won’t be checked by that lender or broker. However, the reality is that all regulated lenders will need to make sure that the amount they lend you is affordable and can be repaid.

In some cases, loans can be set so they are repaid in instalments over an extended period. They are a type of interim borrowing where you borrow at a very high interest rate. Checking out company online reviews can assist in knowing whether a firm is trustworthy or not, and what troubles you may run into should you decide to go ahead and use their service.

You’re not the only one that has a poor history. Many people are in the same boat. There’s a special type of loan that meets this type of need. It’s not a perfect solution for everyone’s needs, as the interest rate is very high, but sometimes its the only solution.

While more expensive, it really provides something that many people in the UK really need — access to funds when times are tough. If that is the situation you find yourself in, be glad that there is a solution to your predicament. While many people rely on friends and family during difficult times, not everyone has that luxury. If you find yourself in the group that isn’t able to rely on others for help, using a service such as this can be an acceptable solution.

As you search, you will come across direct lenders and brokers. Payday Loans Now is an Introducer Appointed Representative of Serpable LTD, who are a credit broker, not a lender. The representative APR we advertise is based on the lenders and providers Serpable have on their panel. Compare our advertised representative rate with those of other introducers and discover for yourself who has cheaper loans.

Bad Credit Loans

If you are in need of fast cash and have a job or other source of guaranteed monthly income, we urge you to apply even if you don’t have a perfect credit history. Does that describe your situation? If so, apply for a short term loan and receive a quick decision after you submit your application.

You’re not the only one who has found themselves in a tight financial situation. While many people turn to friends and family when emergencies happen, not everyone has that option. In times like these, getting a payday loan from a reputable UK company is a good option.

Do no credit check loans exist?

We always have the future to work hard and save for a rainy day. This type of lending isn’t for things other than bare necessity emergency situations. The interest is high enough to not make it worthwhile to use otherwise. Hindsight being 20/20, we can plan for the future to avoid financial crunches, but that doesn’t help when there is a pressing bill that needs resolved immediately. Contact us today and we will wire funds within minutes.

As long as you are with job or other reliable source of income, Serpable may be able to assist you. Our and Serpable’s entire process is conducted online. You won’t have to travel to receive money. If you qualify, the money is sent directly to your bank account.