Payday Loans

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Wonga Short Term Loans

Are you planning to borrow, but are concerned about your credit? If your answer is yes, then you must have tons of questions in your mind. Keep these in mind when deciding whether you want to get a PDLN or Wonga payday loan. Basically, the best thing that you can do is to seek for the answers to your questions. After all, it is better to look before you decide to leap. Therefore, you just need to go over these questions.

Wonga Payday Loans Amount Accepted
Companies Like Wonga £100
Wonga Loans £200
Loan Companies Like Wonga £300
Sunny Loans £400

What are instant payday loans like Wonga?

Wonga is a lending service that offers a short term direct loans for between a week and as many as 12 months. Their APR is over 1500% interest. Ours is far less, currently less than 800%. If you want a cheap same day loans low apr at nearly 1/2 the price of Wonga, try our services and save money.

Question 1: Why should you apply for one online?

You should apply for them if you need cash right away. Purchase something that can still wait or you have money whose interest could eat up your incoming salary, then they are not the ideal answer to your problems.

Question 2: How long do you need the cash advance?

Generally, cash advances are especially offered as short-term loan. They serve as a bridge between two paydays. However, if planning to pay within long period of time, it isn’tt the financial scheme for you. But you can also extend the duration of your payment for months. Keep on paying the interest rate that comes with it each month. But since the interest rate of both ours and of their direct lender same day loan are relatively high, you might consider looking for other options.

Question 3: How much money you should borrow?

When it comes to this, the cash payday payday loan bad credit direct lender bad credit doesn’t have tons of options for you. Basically, you can start at $80 up to $800. But, the maximum amount might be limited if your salary is not enough to cover it. When not qualifying to achieve the amount you want, look for other solutions.

Question 4: What are the criteria for qualifying?

Be at least 18 years old or above. Have a stable job. Have a credit account and a debit card that comes with it. Be a certified citizen in the UK. They are not available for those who recently lose their work or those who are still in school. Seek for other solutions to obtain the cash you need.

Question 5: How are the salaries paid?

The debit card is an essential thing here. Almost all the lending companies that you will encounter, including Sunny, will ask you to directly transfer your salary on the account that has the debit card. Basically, you won’t have to money if you are paid via check or cash. That is why it is best to compare offerings before making a final decision.

Question 6: Is it possible to delay the payment?

This is not a good idea. That’s why it is wiser to consider other methods of borrowing if not capable of making the payment on time.

Question 7: Are there other Companies Like Wanga?

As a matter of fact, there are are many, including our service. Our APR interest rate is much lower than Wonga. There are some that will require you to submit specific documents. Basically, they will consume lots of time before they give out the money. There are also lenders that provide instant cash advance. They are known for being stress-free and you can get the cash right away.

wonga loans

Question 8: How much will it cost you?

Basically, the lending companies charge at least 25% interest on the amount that you borrow. So, it is a vital thing to calculate the amount of interest on the money that you are planning to borrow.

Question 9: Is there a possibility that borrowing can get out of control?

After applying for short term loans, get a no guarantor loans then the answer is yes. The experts highly recommend that you avoid this kind of borrowing as much as possible.

Last 10: Is this the best solution for you?

The answer for this question will only be given to you once you have made further research about other options available. So the best time to start is today.

Short term loans like Wonga provides a lending service similar to our loans. Both services offer a great help to clear off financial problems. Our group of professionals will offer lending and will help you get over all your money problems. Many borrowers find these as reliable, hassle-free and fast.