Guaranteed Payday Loans for Bad Credit

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Guaranteed Payday Loans for Bad Credit


Guaranteed Payday Loans
Borrow £100 – £5,000
Loan type Short Term
Apply with bad credit? Yes
Interest Rate 292% PA

Get a payday loan now by clicking the “apply” button above. What are payday loans? They are small loans offered without security, which are typically paid back from your employment cheques. If you are employed and are in need of emergency funds to resolve unexpected bills, apply for a loan today.

Why do Lenders of no check loans work this way?

Many lenders in the UK are targeting asset-backed finance to give themselves greater comfort and security in the current economic climate. This move away from unsecured lending is exemplified by the range of available property-backed secured loan and home improvement loans providers, and also the increasing number of niche products such as ones that enable a customer to raise money secured against personal valuables like cars, art and antiques or jewellery and gold. A bad credit loan falls into this category of niche loan products which requires a form of security in the form of someone to guarantee the loan to gain acceptance.

If you cannot get a loan from your bank, it doesn’t have to mean you can’t get a loan. Other lenders will look to lend you money on the strength of your guarantor, for example, known more commonly as a guarantor loan. These are also sometimes referred to as guaranteed loans buy no high acceptance loans direct lender is guaranteed and usually subject to specific criteria being fulfilled.

Though loans are considered as reliable and secure, they are the ideal source of help when other solutions fail to do so. Many people are concerned whether they qualify to receive one of these because their prior lending history has been less than stellar. We have good news if this scenario looks like what you are facing.

About Guaranteed Payday Loans with High Acceptance

Guaranteed loans for bad credit are typically known as bad credit loans. This is where you are guaranteed a loan because bad credit is overlooked, hence “guaranteed”. They are more accurately described as high acceptance loans, as there is always some factor that could prevent a cash loans uk from being issued. Get a high acceptance “guaranteed” payday or instalment loan here.

We have loans with high acceptance rate, guaranteeing a better chance at securing lending from us. People are prone to vulnerability, from electric bills to necessary medical expenses; these can surely affect the financial condition of anybody. The most important consideration for them is receiving lending to help them through their crisis situation.

Guaranteed Payday Loans Amount Accepted
Payday Loans 100% Acceptance £100
Guaranteed Approval Loans £200
Guaranteed Loans Direct Lenders £300
Guaranteed Acceptance Payday Loan £400
Direct Lenders Only £500

When people suffer from cash shortage; they truly suffer from its detrimental effects. There is no other safety net left to depend on because every place to borrow from has been utilised for certain purpose. When people announce that they run out of money, they mean it, it doesn’t mean that they are using overdraft or spent the money intended for specific things, simply it means “they have no money”. When the going gets tough. They appear when hope seems to vanish for cash-strapped individuals. And this is the main reason why they stay on top of their game – because they handle and aid tons of people each day. While not a direct lender, we can introduce you to a direct lending company if you submit your application through us.

100% Acceptance

What are 100% acceptance payday loans? They are sought by people who have bad credit and believe they usually would not qualify for a loan. While no lender accepts 100% of people who apply, you can find lenders who have a high rate of acceptance. The best solution is to apply to lenders who care more about employment status and less about credit history.

Often termed as having unreasonable terms and high interest rates. However, people who criticised using this term are those that are known as “untenable”. It means that when they borrow money from lenders, there is a high chance that they will not pay it back; will they be considered as theft? No. Basically, this is the kind of person that shouldn’t be given one, doesn’t deserve to be assisted when they face cash shortage for their daily expenses, doesn’t authorize green light by their name when they check their bank company if they can obtain one, and doesn’t have any alternatives to provide food for the table when paycheque isn’t enough to cover the whole month. They are considered as high-risk borrowers.

Those in dire need of help, it is challenging to stay positive amidst those negative thoughts and anxiety. Financial problems can significantly affect an individual’s way of life, and since they come unexpectedly, they can cause chaos in the stable condition. It forces an individual to seek for desperate measures and sometimes it is very embarrassing to expose your unstable condition to your family, friends or relatives. Though there are many options offered out there, most of them can’t address the problems thoroughly. And this leads many people to settle for borrowing.

guaranteed payday loans for bad credit


Short-term lending that offers a minimum amount of money to individuals who are facing difficult problems. This type of loan is simple and easy to obtain. All you need to do is to look for a reliable online lender that provides a guaranteed payday loan. Lenders ask for limited qualifications, including at least 18 years of age, minimum income of £1000, stable job, active direct deposit account and certified citizenship in the country that you are living.

No check loan so borrowers with negative history can heave a sigh of relief. It is difficult to maintain an excellent history, especially during today’s tough economic status. Since lenders offer a small amount of money with a limited repayment schedule, they no longer need to undergo draining checks to determine the capacity of their borrowers to pay back the loan.

For people who are in urgent need of cash, this is a valid service. No judgement regarding your past financial records because payday lenders firmly believe that everyone is capable of repaying their dues based on their employment details. You can guarantee fast loan approval and cash transfer.

If you are not sure whether you will survive this month due to endless bills and unforeseen expenses, free your thoughts from worries because we are here to provide help and immediate cash support. Contact us today for payday loans.

Guaranteed Payday Loans FAQ

What are guaranteed payday loans?

A guaranteed loan is best described as one that you are most likely to qualify for. Certainly, there will be occasions that would disqualify some people from getting lending and thus it wouldn’t be a sure thing. However, we guarantee that we will likely be able to assist you because we are not as concerned with prior lending history.

Will the direct lender need a credit check or guarantor?

All authorised direct lenders are required by law to perform credit checks on no guarantor loans for bad credit applications. Therefore, if you see a company advertising guaranteed payday loans with no credit check they are not truthful with you.

Why might I be looking for a ‘guaranteed payday loan’?

One of the main reasons someone is likely to be looking for a ‘guaranteed’ payday loan is that they are worried about failing a credit check and having their application denied, and so are searching for a direct lender they hope can offer a guaranteed loan with no credit check or for those with bad credit history. However, the truth is that all loans in the UK require a credit check to be performed.