Payday Loans

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

MyJar Loan Alternative

Why You Should Look for MyJar Loan Alternative?

Financial emergencies can happen to anyone at any given time. But when we are struggling to cope with our finances and these things happen, our limited options should include loan alternatives such as the short term loan offers. When you are facing an emergency, seeking out loans are not always the best solution. Financial institutions have established strict criteria such as repayment structures as well as on the T&C of the loan. This is why MyJar loan alternative could be the best option for your current financial emergency.

How Do Normal Loans Work?

Applying for a MyJar  Loan alternative is simple and straightforward. You will be submitting your application directly to the lenders for assessment. It will be the lenders who will set the interest rates and fees. They will also be the one to determine the charges, terms of the loan and repayment period which will be applied to the loan. This kind of loan is not as flexible as some would take. It tends to have that “one-size-fits-all” kind of approach which is common to most payday loan lending sites.

Why You Should Look at Some Loan Alternatives?

If you are in dire need of fast cash due to a financial emergency, a loan alternative such as those provided by more affordable loan brokerage services. These sites can give you wider access to bad credit payday loan lenders uk services for you to get the money you need for your emergency. Looking out for the best possible deals should be made for every instance that you are considering an emergency loan. This what you get the most competitive rates and the right kind of deals for your current situation. In most cases, the lenders provide a pre-set period for repayments instead of giving you the freedom to choose your desired prepayment terms. 

Like most borrowers, you may want to have shorter repayment terms so that you can finish your logbook loans near me sooner. And if you want longer and more affordable loan conditions, you can choose a lender offering longer terms. Online loan alternative sites such as Satsuma loans provider give you broader access to hundreds of UK lenders for you to have better options when searching for a poor credit loan. You will get your ideal terms of prepayment, interest rates and other specifications which can be made to conform with your requirements.

How Does Payday Loans Compare?
Why Use Us?
How much can I borrow? Up to £5,000 No hidden fees
Chance of getting approved? 96% High approval
What are the repayment terms? 3 – 24+ Months No paperwork
How do I apply? Apply Online 3 min Application
Do I need to pay back a lump sum? No Easy repayments
Apply Now

How to Apply for an MyJar Alternative Loan?

Applying for quick cash via online alternative loan providers is very easy and simple. It can be accomplished quickly by filling out the online application form. You have to provide your details which will be needed to process the application. This should reflect necessary data such as the amount to be borrowed, desired prepayment conditions and others. For some lenders, you will be required to provide proof of your source of income. Once everything has been completed, you will get a message through SMS or email informing you of the approval of your loan.

Are You Eligible for MyJar Loan Alternative?

There are various kinds of payday cash and alternative text loans 247. Make sure that you are eligible to apply. Some borrowers can be quite strict and will be checking on these criteria:

  • You are a UK Resident
  • You have a regular source of income
  • You are more than 18 years of age
  • You have a dedicated mobile number
  • You have an active email

You have attached a debit card from your active bank account. These details will be confirmed and validated by personnel from the lenders. So make sure to provide all the necessary information that the lenders need to ensure that you will get approved.

How Soon Can I Get My Loan?

If there are no issues with your application, your payday loan application may be approved by the borrowers within the day. And the approved amount will be credited to your account within 24 hours.

Is there a Limit to the Amount I Can Borrow?

The borrowers will be the one to assess how much they can give you based on the specification you have provided to them. They will take a look at your financial situation and decide whether you can get £50 minimum or up to £1,500 maximum. But of course, always remember to borrow the amount which you can comfortably pay over the repayment T&C.

Are My Loans Secured or Unsecured?

Alternative loans offered by most lending sites are considered as unsecured loans. They do not require any asset or valuable items as security for the loan. And since most payday loans are unsecured, borrowers have lower risks of having a lender repossess your belongings or assets when you fall behind on your repayment schedules.  Applying and getting approval for your loan alternatives comes with an obligation to pay. Thus, you need to note the deadline or due date of your payment so that you will not miss the due date and be able to pay on time. Late payments can lead to exuberant fees, penalties, and charges which will be added on top of your gross loan amount. Make sure to pay on time to prevent any unnecessary charges to your account and save more money.

Understanding the APR or the Annual Percentage Rate

Responsible borrowers do not just apply and get their loan. It is also important that you read the terms and conditions of the loan alternative that you get.  When you take a loan, you will be paying the amount of your loan as well as the annual percentage rate or APR on top of your loan amount. The APR varies depending on the lender’s assessment and source of funds for your loan as well as the time you wish to pay back your loan. One thing to take note on loan alternative is that the APR is usually higher than regular loans given by banks and other financial services. This is because there are no collateral that borrowers ask for as security to your loans.