Payday Loans UK
Apply For Up to £5,000*

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to


We do not currently offer mortgages. If you would like to apply for a payday loan (which is unsecured, it does not require you to place your home up for collateral), please click above and apply for one. Payday loans are a method of borrowing that relies primarily on the fact that you are employed and will use your next pay cheque to resolve your debt.

There are many lenders today. Mortgages are one of the easiest products people can file for. Our site also issues payday loans that are unsecured. This means it is product that is easily accessed by borrowers who are in need of quick cash. Some things that differentiate a regular bank loan is that regular short term loans take a lot of time to process. They take only a few minutes to a couple of days before the borrower gets an approval and the cash from the lender.

Here are some ways in which you can get a payday fund from online services:

  1. Research all the Mortgage Companies

Research, do a rather in-depth approach to it. The good thing, almost all mortgage lenders have a website. These will be your main materials in your research for the best lender for you. In a way, you will protect yourself by picking out the most reliable online lender out there. Your research should be done thoroughly. For this reason do you share personal details about yourself and your banking account. You also need to look into the companies that offer the lowest interest rates. Try to find out if the lender is monitored by the Financial Council Authority or FCA. This is an Independent Regulatory Body that monitors financial companies in the United Kingdom

  1. Take all the terms and conditions of these companies and do a comparative study

One thing that makes a mortgage an attractive option is that it produces instant results. But this type of assistance involves high interest rates. The reason for this, it operates as an unsecured financial product. With all the details offered over the internet, compare which of these offer better interest rates and fees. There are companies that offer fees and additional charges. But there are those that do not. By comparing these companies, you will know which of these offer the lowest interest rates and no fees and additional charges.

  1. Choose a Mortgage

After your research, it is now time for you to make a decision on which mortgage company to select. We are well known for our line of lending products. We are also a leader in providing mortgages at excellent interest rates.

  1. File Your Papers

Once you have chosen your lender, you can now go to their website and file your application. Click the link to their application form. There are a few details there that you must fill-out. Just type in the information asked for. After doing so, you just need to click on ‘submit’ or ‘send’ links. After this, you only need to wait for a few minutes to get a decision from the lender whether you have been approved or not. That is how fast the application and decision takes.

  1. Make Sure You Have a Bank Account

Have a bank account that is in use. This are a few requirements that lenders will need from you. After the lender approves of your payday loansbad credit and all the papers and other requirements have been submitted, the amount of money you plan to borrow is remitted to your account within a few minutes. The longest it will take is a couple of days. This is a lot faster than applying for assistance at a bank.

From here, now use your loaned money for just about any emergency you are experiencing. These emergencies include home repairs, car repairs, home mortgages, unexpected medical bills and more. This loan will help you out bridge the gap between now and the next payday.

Worry No More

A fact of life, money matters put a lot of stress on anyone. Good for those who are blessed with a lot of money. But for those people who from pay cheque to pay cheque, this is one problem that they must face. This becomes a bigger problem when all of their last pay has been used for various reasons and purposes. This where mortgages can help you out.

A payday fund is a product that is specifically intended for people who are in of some cash immediately. It is a short-term financial product that also goes by other names like cash advances. Most of those companies that have physical lending companies have websites. This makes it easier for people like you who need the loan fast to reach them easily.

There are some things to enter before your conventional loan gets approved. The first is to be at least 18 years of age. The second is that you should have a regular job or a regular source of income. And lastly, you have to have an active bank account where the loaned money will be sent and the repay will be taken from.

This is also distinct from logbook loans, where you have an item (typically smaller than a house) that has value. In that case, the logbook loan company will appraise your item and offer a higher valued loan, which would then send you a logbook with stubs for you to rip off each month as you make your payment.

After you successfully submit these through their website. You are going to get a notice about the decision on your loan. The decision can be an approval or a denial. If your application is approved, you only need to wait to wait for the money to be sent to your account. Usually, it only takes a few hours or within the day for you to get your money. The longest it would take is about 2 days.

Learn how to identify a mortgage company to depend on. The one thing that you can do to hasten your application for your loan is to approach and apply lending websites directly. Aside from dealing directly with them, you also will not have to pay for the services rendered when getting a mortgage. Mortgages are for lending based on collateral over a long period of time, unlike our other products which are offered as short term lending.

What are mortgage brokers? These are brokers who gather application forms of borrowers. Based on the information supplied by the borrower, they peruse the information and make a judgment call to which online lending company they will match your application. It goes through them and may be given to several lending companies. If you look at it, it seems like a good choice. But then consider the safety of your personal details. Pay the broker a service fee which adds to the cost.

The better option is to go direct to a lender. This limits the exposure of your personal details to one entity online. Plus you do not have to pay for a service fee.

To check if a mortgage company is reliable, you must do the following things:

  1. The company will have a website you should examine. The appearance should be well made. It should be easy to navigate and read through. If it is not, then you have to question the integrity of the company. Look for another option.
  2. A reliable lender should have the necessary licence to deal payday funds.
  3. If their address is listed and their phone numbers. You can call the number and see if a person connected to the company answers your call.
  4. Reliable lenders will openly reveal the people behind the company in their ‘About Us’ section.