Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

We have payday loans for many different purposes. Most homeowners know how to do some DIY ranging from carpentry to plumbing. In terms of the latter, the most common projects include dealing with a leaky faucet, and the installation of a new shower head. These are the tasks that could be finished in couple of hours.

However, there are instances that require major work and goes beyond the skill set of DIYers. If you do not have the confidence to complete a project involving extensive work on your water and drainage system or perhaps lack the right equipment to carry it out, then you should contact the expert.

Now what if you encountered a plumbing emergency? What if a pipe burst suddenly? Or maybe your sink became clogged and no amount of cleaning solution could fix it.? Another question is what if all these happened at a time when have no extra cash in your wallet.

What Would You Do?

This type usually assists individuals who are in need of fast cash. There will always be those times wherein a person is really out of budget and he or she may have to cover the cost of hiring a professional to fix a plumbing emergency. The online lender will then provide you with the necessary after instant approval of the application. This is usually paid one’s the borrower receives his or her next pay cheque. There are several firms of this sort that are available in the market.

No Credit Check Payday Loan​

BorrowLoan TypeRepayment Interest rate
£50 - £5,000 Short Term Monthly Or Weekly 292% PA

How Payday loans with no credit check work?


Online lending usually gets approved fast and having a job, guaranteed. If an individual suddenly has an unexpected expense that needs immediate repayment, then this is a very suitable solution. An application form needs to be filled out to proceed and it will be approved by authorized personnel. For some lenders, a verification process is carried out.

Once the application has been approved, a contract will be signed by the borrower, which will state the agreement pertaining to amount repaid, the interest rate, and the mode and date of repayment. After signing the contract, the borrowed sum will then be transferred to borrower’s account.

What Do You Need?

First and foremost, one should find a trustworthy company. Reviews and testimonials from previews borrowers should be checked. If it is an in-store application, one can ask for recommendations, comments from previous or existing borrowers, friends, family and even co-workers.

Presentation of documents to confirm one’s identity is needed. This will include government identification cards such as passports, driver’s licence and etc. If a specific identification card is needed then the applicant must ask or call the lender.

The applicant must also present a proof of employment and sometimes the most recent pay slip is also required. In cases wherein the applicant is self-employed, proof of income should still be provided. An active checking account is also required since after the approval, a signed check must be issued with the amount to be repaid together with the interest rate and with the date or repayment indicated. Using this signed check and once the date of repayment comes, the lender will just present the issued check to the borrower’s bank and claim the money.

Your Guide To

Even though this type of loan can easily be approved, some individuals may still receive a denied application. It is possible to reapply for a guaranteed loans no credit check. The reason why it was denied should be identified. You can try asking the lender about it. Always make sure that the information provided is all updated and accurate. There are instances that applicants try to manipulate the information provided which results in the denial. Make sure to provide a proof of income.

This is an assurance to the lender that you will be able to repay the amount that will be borrowed. Some lenders will not approve if the applicant still has an outstanding balance with a different company. If that is the case, then the balance should be settled first prior to the reapplication. If after all this, it still gets denied, then you may have to find another paydaylender. Usually, the key to a successful application is to always provide accurate and truthful information when filling out the application.

There are also instant loans for bad credit online without having to verify prior lending history. Many homeowners especially those who are on a budget crunch seek out these firms for help. They do not require any collateral and have minimal requirements. These types of direct lender loan for poor credit are ideal for those who have a FICO score or those with bad history. If you are planning to get this type of cash advance, you need to understand the rules involved like the interest rate that you have to cover and the repayment duration.

The truth is that every payday loan company in the UK is required to check the credit history of applicants. If you’re searching for a “no credit check” loan, be aware that you will not be able to find one. However, companies do offer lending to those with poor credit history, otherwise known as payday loans. It is free to apply, if you have employment click the “apply” button above and get started. Still have more questions? Keep reading and let’s iron out the details.

No Credit Check LoansBenefits
Payday Loans UK No Credit Footprint
Payday Loans No Credit History Needed
Instant Payday Loans Approved within 15 minutes
No Credit Check Payday Loans No references or payslips required
Payday Loans Online Borrow between £50 – £2,000
Loans for Bad Credit Bad Credit History Accepted

No Credit Check

If you apply for a “no credit check payday loan” you may think this means that your credit file won’t be checked by that lender or broker. However, the reality is that all regulated lenders will need to make sure that the amount they lend you is affordable and can be repaid.

In some cases, loans can be set so they are repaid in instalments over an extended period. They are a type of interim borrowing where you borrow at a very high interest rate. Checking out company online reviews can assist in knowing whether a firm is trustworthy or not, and what troubles you may run into should you decide to go ahead and use their service.

You’re not the only one that has a poor history. Many people are in the same boat. There’s a special type of loan that meets this type of need. It’s not a perfect solution for everyone’s needs, as the interest rate is very high, but sometimes its the only solution.

While more expensive, it really provides something that many people in the UK really need — access to funds when times are tough. If that is the situation you find yourself in, be glad that there is a solution to your predicament. While many people rely on friends and family during difficult times, not everyone has that luxury. If you find yourself in the group that isn’t able to rely on others for help, using a service such as this can be an acceptable solution.

As you search, you will come across direct lenders and brokers. Payday Loans Now is an Introducer Appointed Representative of Serpable LTD, who are a credit broker, not a lender. The representative APR we advertise is based on the lenders and providers Serpable have on their panel. Compare our advertised representative rate with those of other introducers and discover for yourself who has cheaper payday loans.

Bad Credit Loans

If you are in need of fast cash and have a job or other source of guaranteed monthly income, we urge you to apply even if you don’t have a perfect credit history. Does that describe your situation? If so, apply for a short term 500 pound loan and receive a quick decision after you submit your application.

You’re not the only one who has found themselves in a tight financial situation. While many people turn to friends and family when emergencies happen, not everyone has that option. In times like these, getting a payday loan from a reputable UK company is a good option.

Do no credit check loans exist?

We always have the future to work hard and save for a rainy day. This type of lending isn’t for things other than bare necessity emergency situations. The interest is high enough to not make it worthwhile to use otherwise. Hindsight being 20/20, we can plan for the future to avoid financial crunches, but that doesn’t help when there is a pressing bill that needs resolved immediately. Contact us today and we will wire funds within minutes.

As long as you are with job or other reliable source of income, Serpable may be able to assist you. Our and Serpable’s entire process is conducted online. You won’t have to travel to receive money. If you qualify, the money is sent directly to your bank account.

FAQ on

A credit check is performed by a lender when they want to check out your financial history. It offers them access to details about your past and current credit and payment habits.

If you apply for a loan, then the potential lender will do a credit check by reviewing your credit reports. The report will offer them insight into your credit history.

Soft credit checks don’t affect your chances of getting credit because it only offers a view of your earlier financial behaviors. The best part about soft credit checks is that lenders are not allowed to influence their decision based on this.

A soft credit check helps you find out how likely you’ll be accepted for credit cards or loans. You are allowed to run unlimited soft credit checks without affecting your chance to get credit. 

A credit check prompted by a loan application is known as a hard credit check. With hard credit checks, the lenders review everything on a credit file like checking every account in which you make payments regularly and if you’ve any missed payment history. These also help lenders find out your overall debt level.

Payday loans give you access to fast cash when you are in an urgent need or an emergency. In the UK, lenders should not offer payday loans without performing a credit check as this breaches the rules. A lender should perform a full credit check if you choose to accept their loan offer.

  • A simple and quick application process
  • Immediate decision online
  • No guarantor required
  • No personal information accessed
  • You can borrow between £50 and £2,000
  • Quick funds transfer