Payday Loans UK
Apply For Up to £5,000*

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden
    Extras
  • Simple
    Application
    Process
  • Safe &
    Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Payday Loans York

How to Pay for Your Bills Fast

Some bills just can’t wait any longer to be paid. The due date can creep up on you unexpectedly, and you can be left with a bill that will only become more expensive if it is left to wait. And you may not always have the money on hand to pay for these bills as they are due.

If you have a bill that needs to be paid immediately, but you lack immediate funds, then you should consider applying for a payday loan.

How to Apply for and Use a Payday Loan

York residents have a great option available to them if they need to pay debts quickly. At Payday Loans Now, we offer affordable loans with instant approval. All you have to do is fill out the application form on this site. We won’t be looking at your credit history. We aren’t interested in how you paid for bills in the past, only that you can pay for the loan now.

To that end, our application will request your employment information (where you work, what your income is) and what kind of expenses you have to pay (credit card bills, travel expenses, etc.). This gives us an idea of whether or not you will be able to pay the loan back in the time allotted. It also gauges how large the loan should be and what kind of timeframe you will need to pay it back.

Once you have the loan, you can use it right away. We will deposit the money directly into your bank account, so you can start paying n your bills immediately. Most people use this money to pay for bills that they did not plan for. These unexpected expenses can hit anyone. A medical emergency or automobile accident can make a huge dent in your finances. You might have these bills due to pay but not have the money on hand to pay them.

The payday loan helps York residents like yourself get back on their feet and ensure that their bills are paid on time. Once you have received the loan, we encourage you to mark your calendar with the due date for repayment. It is important that you pay the loan back in a timely manner so as to avoid further charges.

There will be an initial charge with the loan repayment. This is the only charge you will have to be concerned with if you pay the loan back in the initial payment window. This window is usually one or two weeks, depending on the size of the loan. If the loan is not fully repaid in that time, then the fees increase. The larger the loan, the higher the fees will be.

But if you plan ahead to pay the loan back when it is due and you ensure that you are aware of the due date, then you will not have to concern yourself with additional fees.

Why It Is Important to Pay Your Bills Quickly

Payday loans can help you avoid lowering your credit score. If you are late on a bill, then it can cause your credit score to plummet. Continuous late payments can greatly affect your credit score, causing you to suffer numerous financial difficulties.

While Payday Loans Now doesn’t worry about your credit score, the score can affect your ability take out a bank loan or buy a car. Your credit is your key to whether or not you are approved for many things.

That is why it is so important to ensure that your bills are paid in a timely manner. If you let them fall too far behind, it can cause your interest rates to increase and put your account into collections. These hurt your credit score and make it harder for you to recover.

Payday loans are the best way to make quick payments on debts you have when you are strapped for cash. Your pay cheque could be farther away than the bill’s due date. And it is better to take out a quick payday loan and pay that small charge that accompanies it than to take a hit to your credit score or suffer increased rates.

And anyone can apply for payday loan without having to worry about whether or not they will be approved. So long as you are over 18 and you have a job, you will likely be approved for the loan. You will also need a bank account for us to deposit the money into.

And loan applications are often approved within minutes. And the funds you requested will be deposited only minutes later. The entire process only takes about fifteen minutes, and it can save you from years of bad credit and high rates.