Personal Loans from Direct Lender - Payday Loans

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Personal Loans from Direct Lender

By far personal loans are the most sought after answer to people’s immediate financial concerns. Online brokers and lenders abound the internet. And as a testament to the increasing demand for this business, their numbers keep growing every year. The safest thing to do is to apply for one directly with the lender. The application form and process is very simple. All a borrower needs to do is to fill out the form and send it.

Join over 100,000 people who have already taken out a Loan
Few reasons why you should choose Paydayloansnow if you want a personal loan, a fast no guarantor loan or you need a bad credit loan:
✓ We have personal loans up to £5000 from 292% APR ✓
✓ You will know if you’ll be accepted before applying ✓
✓ No credit score will be affected ✓
✓ We don’t charge any fees! ✓
✓ If eligible you can borrow more money later on ✓
✓ User friendly online loan management platform ✓

We happen to be a UK company that provides the fastest services a borrower can ever get. Our high acceptance payday loans have become immensely popular in last few years. With their online services, they provide all-day services. Even their customer service is on any time you want to call them. It is they who will make the final decision regarding your application since they are the ones who are going to get you the UK’s best payday loans bad credit.

Brokers on the other hand allow borrowers to file applications on their websites. After you are done filling it out, they analyse it and match with one of their choice. That is the only time that the direct lenders will see your application. The process of going through a broker slows you down. In this situation, time is of the essence. So the faster your application gets processed, the better it is for you. This is one huge advantage of filing directly with a lender.

Then there is also the fact that most brokers charge a fee for their services. If you decide on applying through a broker, look for one that does not charge for their services. The reason being is that you need money at the moment, so it does not make sense that you have to pay someone for services rendered to get your money. The good thing is that some brokers who used to charge for their services have reconsidered on this. And the Financial Conduct Authority had something to do with it.

They incorporate features in their sites that allows you to find out what are their costs and other details will include. This is a big advantage if you go direct. These features will give you an idea of how much you can get and how much you are going to repay. A broker cannot do this since they do not hold the terms. You are not in a position to know these details even if you log onto their websites.

payday loans direct lenders

Now that you have an idea of what the differences between brokers and direct are, you now have a clear knowledge that going to the source is a better idea. The main advantage these deals offer, that they offer convenience in terms of application of your get a same day loan; the transactions you make are secured. You personal and financial are safer in this option since it does not have to go through a broker.

A fast approach should instil trust and assurance to their borrowers regarding the processing of their bad credit loan checker, the repayment scheme, and the confidentiality in which their personal information are treated.

Online companies are a source of answers when it comes to a persons’ sudden unexpected financial crisis. These companies can immediately address a borrower’s immediate need for small amounts of cash. Although the amount the borrower needs may not be that big, these sudden financial concerns can cause so much stress. The main reason for this is that these sudden expenses are more like emergencies. Some of them even involve life and death situations like accidents. So the need to sole this situation is a must. In cases like this, a company who lends to those who have bad credit will be an answer to your problem.

As a whole, these are considered an option when situations like these arise. But before you fill out your application form, reading through their features and details is an important thing to do. The two most important details that you should checkout are their interest rates and their additional charges. These interest rates and charges vary from one to another. If you can find out which of these offer the lowest rates and charges, the lower the repayment figures will be on your no guarantor loans bad credit.

Going directly between the company and borrower eliminates time wasted on brokers. This should be an advantage with the borrowers since they are going to deal straight up with the direct lender loans for benefits of the funds. There are several loan options that lenders can of each borrower. All of the legwork is done by the company. The borrower just needs to file for it and wait for the decision and the cash.