Payday Loans UK

Apply For Up to £5,000*

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden
    Extras
  • Simple
    Application
    Process
  • Safe &
    Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Apply for payday loans today!

If you are in emergency need of a loan, click apply above and submit your application to us. If you have a job or are receiving income, you may qualify for a payday loan. Are you suffering from a cash shortage, or unable to settle your mounting bills on time? By applying with us, you will receive a quick decision on your loan request. If accepted, we will forward your requested cash to your bank account. Apply for payday loans online through our site.

Bad Credit Direct Lenders

No direct lender should claim there is “100 percent acceptance, guaranteed” of their loans. All responsible lenders will carry out affordability and credit checks to make sure the borrower can repay the loan. However, that does not mean you need a perfect credit record to be approved. If you happen to have bad credit, please consider submitting your application here. We are a broker and can help put you in touch with a direct lender who may be able to help you borrow the money you need.

What are Guaranteed Loans from Direct Lenders?

People apply emergency loans for many reasons. Of course, they want to submit an application to a place that guarantees their loan will be approved. Guarantees are nice, especially when the applicant has bad credit. While we are not direct lenders, we can introduce one to you by submitting your application through us.

The truth is that no lender can guarantee 100% acceptance of loans. The best they can do is offer a high percentage rate of approval. As you can imagine, any number of situations can prevent someone from being qualified to borrow money, including not having a job or income.

You can probably find a high approval lender that will overlook bad credit and favour your application if you happen to have a job or steady source of income. Try a lender that not only makes it convenient for you, it also puts the money in your hands quicker by sending money directly to your bank account. We would like to help you get a loan, even if you consider yourself as having bad credit. Apply today to get started.

What are Guaranteed Approval Loans? (No such thing!)

Lenders can provide a payday loan which meets your short-term financial needs that can arise from a crisis. These won’t be guaranteed for every person in every situation. They are also known as payday loans, short-term loans and personal loans. These type of loans depend on your ability to repay — if a person doesn’t have the ability to repay they are not guaranteed approval.

Payday Loans Now (Not a Direct Lender) Loan APR Lender
Payday Loans Now 728.9% APR Direct Lender
Wizzcash 1265% APR Direct Lender
QuickQuid 1294.1% APR Direct Lender
My Jar 1270% APR Direct Lender
Sunny Loans 1299% APR Direct Lender
Wonga 1509% APR Direct Lender

What is a guaranteed approval loan? Actually, there are no such things as “guaranteed approval” loans. Certainly you can think of a scenario where someone applying wouldn’t be guaranteed a loan, (for instance, they might not be able to repay one if the did get it).

However, if you do have income, this kind of loan has many benefits. By repaying with your future salary, you can borrow money prior to receiving it. Let’s take a look at getting a fast loan.

Short Term Loan Guaranteed

While not all loans are guaranteed, you can find a lender that has high acceptance payday loans. You can borrow amounts starting from £100 up to £1,000. If you have income, the acceptance rate of this type of loan should be fairly high. However, the interest rates are quite high compared to other conventional loans. This is also a short-term, and the repayment period is up until your next pay cheque or within a few months if you chose to get one in instalments.

Many people qualify for this type of loan, even if they have a poor credit history. You don’t have to submit any form of collateral or issue any postdated check because all transactions are made through electronic and do not require collateral. The payment will automatically be deducted from your account once the due date arrives. This can be extended through paying extra fees.

The process of obtaining a loan such as this is fastest when done online. You should complete an application form and submit it via online. You have to give necessary information such as evidence of your income, employment details and information on your bank account.

The lending company where you apply will authenticate the information that you’ve provided, and you should receive a quick notification of acceptance or denial. Once your approval is granted, the cash will be credited to your bank account quickly. When the due date arrives, it will be automatically withdrawn from your bank account, so it is easier for you to repay.

Benefits Loan Seekers Look For:

  1. Relatively Instant cash
  2. Guaranteed and fast approval, assuming you have an income and taking into account your credit history
  3. Easy repayment process
  4. No credit check is not possible, as in the UK all lenders must perform a credit check

Borrower’s Guidelines

Borrowers can weigh out the deals given by various lenders. Choose the best payday loan offered online. Just a little tip, borrow money based on your financial ability and needs. Avoid extending your repayment period to stop excessive fees that expensive.

When a borrower chooses to get a loan that isn’t secured by collateral, the lender will charge a higher interest rates compared to a conventional loan that is secured by collateral. The repayment duration is much shorter. Typically, once the short term loans easy repayment will begin on the day that the borrower receives his pay cheque. This is the reason they are called “payday loans”. Borrowers can also opt for the smaller amount with longer repayment period.

Guaranteed lending from direct lenders are conveniently available online at any time. We are not a direct lender, but we can put you in contact with one quickly. What are you waiting for? Click above to apply now!