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Loans for People with Bad Credit

Looking for a loan and you’re concerned that you don’t qualify? Worry no more. We offer lending and we don’t check whether your prior history of borrowing was bad. If that was your main concern, click apply on the button above and get quick cash to your bank account now. Still have more questions? Keep reading and let’s iron out the details.

Unsecured Loans of £100 to £5,000

Loans from £100 to £15,000Designed for poor credit
Credit score less importantMultiple loan options
No upfront charges & feesInstant enquiry decisions
No Credit Check Loans

In some cases, they can be set so they are repaid in payments over an extended period. They are a type of interim borrowing where you borrow at a very high interest rate. It is paid in instalments, and comes with a string of scheduled repayments, although the difference is the number of repayments scheduled by the companies, where they are made to be repaid in one single repayment. Checking out company online reviews can assist in building an idea of whether a firm is trustworthy or not, and what troubles you may run into should you decide to go ahead and use their service.

Why is that? You’re not the only one that has a poor history. Many people are in the same boat. There’s a special type of loan that meets this type of need — it has the risk built in to the interest rate. Lenders are more at risk when dealing with clients who have had a rough history. They make up for it with higher costs. It’s not a perfect solution for everyone’s needs — but sometimes its the only solution. If that sounds like the boat you’re in, keep reading.

While more expensive, it really provides something that many people in the UK really need — access to funds when times are tough. If that is the situation you find yourself in, be glad that there is a solution to your predicament. While many people rely on friends and family during difficult times, not everyone has that luxury. If you find yourself in the group that isn’t able to rely on others for help, using a service such as this can be the next best answer.

We have cheaper loans, the kind that are backed with collateral (such as logbook loans and even mortgages). Chances are, if you’re searching for pay day loans, you may be suffering from a short term problem that would be fixable when you get your next pay cheque — but unfortunately there’s a bill you need to pay before that next pay cheque comes.

That is where our services come in. We don’t care if you have a perfect lending history — instead, we’re interested that you have a job or other source of guaranteed monthly income. Does that describe your situation? If so, chances are we will wire cash to your account from a short term loan in minutes after you submit your application.

As you shop for where you will borrow from, keep this in mind. Every lending institution has different fees and interest. Ours is the lowest, but we are confident you will notice that with a little research! Our main competitors are Wonga and Sunny. Check out their offerings and their APR. Ours is the best value for you.

You’re not the only one who has found themselves in a tight financial situation. While many people turn to friends and family when emergencies happen, not everyone has that option. In times like these, using an instant loan from a reputable UK company is a good option.

We always have the future to work hard and save for a rainy day. This type of lending isn’t for things other than bare necessity emergency situations. The interest is high enough to not make it worthwhile to use otherwise. Hindsight being 20/20, we can plan for the future to avoid financial crunches, but that doesn’t help when there is a pressing bill that needs resolved immediately. Contact us today and we will wire funds within minutes.

As long as you are with job or other reliable source of income at fixed intervals, we should be able to work with you. Our entire process is conducted online. You won’t have to visit our location to receive your money. We will send it to you online, directly to your bank account.

Get matched with a direct lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk