Lending Company with Instant Cash Transfer
What are “no credit check” instant loans?
They are loans that someone can apply for, where no credit check is performed and the decision is instant. In the UK, all lenders are required to perform a credit check. Instant can be perceived in many ways, but typically it reflects an instant decision with usually up to 24 hours to complete the transaction.
The delay can be longer or shorter, depending on whether it is your first transaction with the lending company, whereas the first request may take additional steps for verification, but followup requests are more instant.
You have the following concerns:
- Need cash.
- It has to arrive to your bank account instantly.
- There should be no prior payment history check involved.
If that sounds like what you’re after, we have just the loan for you. If that answers your question, check out the “apply” button above and shortly after submitting your application, you could have funds instantly wired to your bank account.
There are many types of lending, and one in particular is the short term lending that is backed up by the fact you’ll get paid by an employer on a regular basis. They call this payday lending, and they serve a purpose for good in the world.
Often when people have a financial crisis, they rely on friends or family to help them through the temporary struggle. This is often caused by unexpected expenses — your vehicle might break down, a hospital visit, storm damage — there are many things that cause havoc to people’s budgets.
While many people can rely on friends and family to get through these temporary situations, not everyone has that convenience. When you have no one to rely on, online lenders can get you quick cash to help you manage your short term financial crisis.
We assume you need cash fast. We have developed a system where we instantly wire funds to your bank account within minutes of your application. There is no delay after your lending has been approved. We take pride in offering this emergency lending service to the people of UK. Our company is located in the UK and we strive to serve the people of this great country.
If worried about your past borrowing history, don’t be. We don’t even check. Therefore, whether you have bad, poor (or no) credit — it does not matter to us. This obviously increases the risk of lending. That risk is accounted for with the elevated interest rates. While we are not a direct lender, we forward your application to one with the best APR interest rate compared to other lenders such as Wonga and Sunny.
What do you need in order to qualify? A requirement is having a job, or some other regular income you rely on. When you receive structured payments on a timely basis or are employed, chances are we can work with you and send you instant cash.
Let’s talk about the cost of this type of loan. It is expensive. We encourage you to shop around — though high, our fees are relatively low to our competitors such as Wonga or Sunny. You’ll find our APR interest far lower than theirs. Because the loans are not secured, that additional risk factor is built into the pricing. This type of loan isn’t for casual use — only use it in case of a financial emergency. The fees are so high that it does not make sense to use it in any other situation.
If your concern is that it is simply too expensive to get a payday loan, you may want to consider logbook loans. They are a cheaper interest rate because you put up something for collateral, usually a vehicle. They are far less expensive because they limit the lender’s risk by providing collateral, thereby reducing the cost of the loan.
That being said, they serve their purpose to help people who have emergencies to get through the hardest financial struggles. If employed and you know you are receiving a pay cheque, that is all that is required to receive immediate funds. Also, if you are employed, preferably you resolve your debt and then save for a rainy day. While a perfect goal for the future — now, you can rest assured that we will help you get guaranteed fast cash today.