Payday Loans UK
Apply For Up to £5,000*

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Online Lending Companies Offering Instant Cash

Short term lending is a popular solution for people who in need of instant cash, which they plan to repay in a short amount of time or on their next pay. Finding a lender in the U.K. that offers this type of cash advance is not difficult. There are a lot of them, both in brick and mortar shops or online.

Regardless of which companies you choose, these firms or agencies all serve the same purpose and that is to provide lending to individuals who need it. If ever you decide to choose loans over the internet, all you have to do is fill out an online application form for the credit that you want. After receiving the application, these companies will either call you for verification purposes or they may ask you to provide them with your contact details and some other documents.

Considerations About The Amount

For companies who require your most recent payslips, the sum to be approved will also depend on it. Therefore, get a bigger sum if having a higher income. Aside from that, the figure will also determine the interest charge. Normally, the payments are made every two weeks but for those who are receiving their salaries every month, then they can also pay the amount on a monthly basis.

Application Requirements

Some loan companies may ask you to submit certain documents for verification. This may be in a form of a government issued identification card. Other considerations during the application include being employed and presenting a certificate of employment. Some companies would also require you to submit your recent pay slips to verify that you are indeed still currently employed. You may also be asked to supply a copy of your monthly bills with your home address indicated.

References may also be asked by some lenders. These references will be contacted just in case they are unable to get in touch with you and if defaulted. If ever they failed to contact the references that you have provided, the lending company will then contact your employer.

The most important requirement when applying for a payday loan is that you must have an active checking account. The lending company would usually call the bank to verify if your account is still active prior to the approval of your application. Why? Lending companies will be asking you to issue a check with the loan and the interest which will be due on a specific date. Just in case, you default on your payment, they can easily claim the amount by presenting the check to your bank. The process is very easy.

Perfect Travel Destinations

Once you have secured your loan online, you may now choose from the top 15 holiday travel destinations. Your options are actually limitless as there are many places to choose from. The list provided below are only a few travel spots that many people choose to get away from the hustle and city bustle.


Auckland is the first one on the list. It is New Zealand’s biggest city. Contrary to what has been depicted in the movie Lord of the Rings, Auckland is a busy metro. Tourists can enjoy various exciting activities, dine in fine restaurants and explore wineries in Waiheke Island. You can also indulge yourself in a 14-day self-drive “New Zealand Uncovered” tour or explore the South Island.


Why don’t you visit the Canary Island, Fuerteventura in particular. This is the best place to go if you want to bask in the rays of the sun. Visit its wonderful beaches in Corralejo or Lobos.

Cape Town

If you are up for a rugged travel, Cape Town should be on your travel bucket list. Unlike the European winter, this part of the world continues to be filled with sunshine. Revel in the beauty of the Table Mountain rising, the Cape Peninsula, and the towns of Muizenberg and Fish Hoek. Some of its best hotels include Kensington Place, MannaBay and Tintswalo Atlantic.

These are a few great reasons to chose our payday loans online. Need more reasons? Here are other great destinations.


Oman is another wonderful destination if you are looking for a location that exudes a mid 20s warmth during Europe’s winter season. You can visit its opera house, view the many paintings displayed at Ghalya’s Museum of Modern Art, or view the beaches and stay at the hotels of Zighy Bay.


Who could ever forget Caribbean’s third biggest island, Jamaica. This place has long been a popular option among British tourists. You can choose from luxury resorts like Montego Bay and Ocho Rios.


You may also visit Asia, particularly Singapore. This city-state is much more than just a stop-off point from a long journey. This place still possess the look of the old British colonial days. But is also features marvelous architecture and its famous and busy retail avenue.

An important consideration when applying is understanding we have no credit check. This makes the application process easier. As long as you have a job and anticipate continuing pay cheques, we can work with you.