Payday Loans UK
When in desperate need of a loan and located in the UK, we have the perfect solution. Our UK company specialises in short term lending for people with a poor history of borrowing. Perhaps you skipped payments in the past, or perhaps you have no history at all. Regardless of your situation, we can help because we don’t even check your previous history. Instead, we go by whether or not you are employed.
When you have a steady pay cheque or other reliable income we likely can lend you money instantly. If that is what you were most interested in, click that apply button and get started, you could have cash in your account within minutes. You may have more questions, by all means keep reading and hopefully we’ll answer them.
There is a difference between using a broker and a direct lender. Brokers are middlemen, trying to fix you up with the source of funding for your short term loan. The problem is that this often adds cost and time to the process. They shop your application around to the highest bidder where a real lender finally accepts the deal, and the broker accepts a commission. That elevates the price of lending and prevents your deal from completing within minutes of your application submission.
The opposite of a broker is a direct lending company, such as us. Our financial advisers are ready to help you through the submission process and answer your questions. Our goal is to send money to your bank account in the quickest possible time. Our entire system is built, from start to finish, to process loans online from the convenience of your home.
You may be concerned that your credit isn’t good enough to qualify to borrow. The truth is, we don’t verify your previous lending history. Instead, we merely confirm that you’re actually able to pay. We look for evidence you are employed or receive some type of fixed monthly income. If you do, we can send you money.
This type of lending isn’t for everyone. Quite frankly, the fees are fairly expensive. Our prices very competitive with other lenders, but the truth is that every short term unsecured loan comes with a hefty APR interest rate. It certainly does not make much sense to have an extended period of time to pay back this amount, because the interest is high. It is best to use it for temporary emergencies or financial crisis that cannot wait until your next pay cheque.
Times of financial crisis happen to most people. When they happen, some of us rely on friends and family to get us through the hard time. Unfortunately, not everyone has that luxury. For those people, a payday loan is a great assistance.
As a leader in personal lending, our prices are far below our UK based competitors, like Wonga or Sunny. If you compare the prices you’ll see our APR interest is nearly half of that of Wonga, whereas theirs are well over 1000%. You will achieve the best price by using our service.
Whether you need instant cash that you will repay in one payment, or to have that spread out in increments over a longer period of time, we can help.