Personal Loans - Instant Personalised Loans Online

Apply For Up to £5,000 *

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

Select an amount

  • No Hidden Extras
  • Simple Application Process
  • Safe & Secure

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Personal Loans – Instant Personalised Loans Online

Get a personal loan now by clicking the “apply” button above. What are personal loans? They are small loans offered without security, which are typically paid back from your employment cheques. If you are employed and are in need of emergency funds to resolve unforeseen bills, apply for a personal loan today.

Personal Loan UK
Borrow £100 – £5,000
APR 1212%
Approval Time Instant
Interest Rate 292% PA

Bad Credit Personal Loans

What are Personal loans?

They are a type of loan given to people who need funds quickly. If you are employed or on benefits, you can likely qualify for a bad credit Personal loan. They are also called personal loans, short term loans, instalment loans and Personal loans UK.

Personal loans are a type of lending which usually consists of smaller amounts of money borrowed for shorter periods of time. They are also called payday loans, short term loans and unsecured loans. They are often repaid within a relatively short period of time, from a week to a month, with some having installments with multiple payments over many months.

What are personal loan companies?

Are you interested in getting a personal loan? Our application process is simple and conducted entirely online. If you need cash quickly, without delay, we encourage you to click that button above and get started. You can have money wired to your bank account within minutes after submission. Chances are, you would like to more about our process and if that is the case, continue reading below.

The challenge of getting a guaranteed loan is finding the one that you can get the fastest, and that costs the least. Though we are not direct lenders, by clicking through to our application and submitting you can receive a fast decision on receiving a loan. After application you receive a quick decision, and your funds may be available within 24 hours of submitting qualifying information. About the cost, our APR rates are listed on our homepage — you can review them and see that we have the cheapest when compared to our main competitors. In fact, their interest rates put them at over 1000% APR, whereas the ones you receive by applying at Payday Loans Now are cheaper.

Before you apply, find out more information about the best personal no credit check loan application. Many people are concerned about bad credit ruining their opportunity to secure a loan.

Best Personal Loans for Bad Credit from Direct Lenders

Make certain you get a good price, as people who find themselves needing a payday loan are the same who need the most affordable fees possible. Otherwise, you will find yourself in a vicious cycle of debt that is hard to escape.

Now that we have discussed the biggest issues when trying to qualify, (cost and speed), let us cover a few points about this type of lending. Why is it so expensive? It is because they are an unsecured personal guaranteed guarantor loans bad credit. That means that no collateral is expected from the borrower. With nothing to secure in case of non-payment, the fees skyrocket. Normally, someone with excellent history wouldn’t bother — as they could get cards or some other cheaper interest one. Some people want a loan with no credit check, and this is not possible. Every UK lender is required to perform a credit check. However, bad credit lenders are able to give you a loan even when you have poor credit.

personal loans

Bad Credit Personal Loan

Many people shy away from borrowing, even when they really need the cash, because they realise they have bad credit and wouldn’t otherwise qualify. We do not even check. Therefore, if you have poor credit (even no credit) – we can still help you and get cash to your bank account within minutes.

Not everyone should be a candidate for this method of lending. The main criteria is having an emergency. Being in a financial crisis should be the only reason you attempt to obtain instant loan bad credit in UK. The reason is that they are extremely expensive.

Discover Personal Loans Calculators

People who search for personal loans for bad credit are often interested in home insurance, car insurance and travel insurance. If you’re borrowing, discover personal loans calculator to decide whether you can make the monthly repayments. Your personal circumstances are considered by payday lenders as you apply for personal loan. Apply for loan by clicking the apply button above. You can apply online. Get a personalised loan quote by completing our form. While we don’t provide any of those, we do offer lending. If your credit rating or your credit score is standing in the way from you borrowing emergency funding, contact us today.

Most of us get into financial crunches from time to time. When that happens, some of us have people to rely on, friends or family, who can help us through that hard time. Others do not have anyone else to rely on. For those people, it makes sense to get a loan — even considering the elevated interest rate. Whether your car has broken down and you need to repair it to get to your job, or some other emergency where you simply have to spend money because there is no other option — short term bad credit loans fill in the gap and help you make ends meet during a difficult time.

Bad credit will not prevent you from getting personal lending in the UK. Because the nature of these transactions, PDLN doesn’t even perform a credit check when letting you borrow. Why do we have no credit check? Getting a payday lending is based solely on your ability to pay because you’re employed or have another fixed income source.

A personal loan is made for people with bad credit rating, but still have incredible emergencies and need instant cash to help their finances during difficult times. Does that describe your situation? If so, we can help you through your temporary financial crunch. Click the button above to apply and you can have funds transferred to your bank account within minutes.

Lender NameAPR Direct Lender or Broker
Paydayloansnow 1,212.0% APR Broker
Wizzcash1,265.0% APRDirect Lender
Sunny Loans1,266.0% APRDirect Lender
Cashlady1,272.0% APRBroker
QuickQuid1,300.5% APRDirect Lender
Lending Stream1,333.0% APRDirect Lender

Unsecured Personal Loans

It is not a good idea to get unsecured lending if you are not in dire need. The fees are simply too high. PDLN has cheap lending as far as comparison to other companies, but even our fees are high enough that you wouldn’t want to partake of this type of borrowing unless it was an emergency.

Avoid brokers, which isn’t always easy to do when you’re searching for a good deal online. They don’t always advertise themselves as such. Best case scenario, they will shop your information around to find the best deal for themselves to get the highest commission. The worst scenario when working with a broker is that they sell your lead to many different lenders and you end up contacted by multiple sources, trying to sell you lending. While some people might enjoy that — it is not the hassle most sign up for.

Using this strategy you can find better priced lending within the UK. There are many new laws affecting to help protect consumers and get them better deals with more protections. Use it to find the cheapest lender available, or better yet — simply use PDLN’s lending services. While our company is not a direct lender, we forward your application to one to be processed, and their finance professionals cans end cash directly to your bank account within minutes of successfully submitting your application. We are the best choice for unsecured short term loans.

Most people experience tough finances at some time during their lives. When that happens, sometimes they can rely on friends and family to help make ends meet temporarily. Unfortunately, not everyone has that opportunity — if you are out of cash and there is nobody you can rely on to help you, we can lend you money.

personal loans uk

This type of borrowing isn’t cheap. It is highly suggested that you only borrow money in this fashion because of an emergency situation. Frankly, the high cost doesn’t warrant using it in any other scenario. If that sounds like the place you are, click to apply today and we will wire funds to your account immediately. Pay us back on your next payday.