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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

What to know before you apply

A payday loan (or short term loan), is a form of credit that is cash advanced to you when you are low on cash. It is usually repaid in a single or multiple instalments, hence the name “short term loan”. They are also named instalment loans, bad credit or advance loans. They come with a fixed fee and are regulated by the government. This involves a loan establishment fee and monthly loan fee – and calculated on principal.

short term loans

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Short term loans are an affordable alternative to traditional payday loans in the UK. Simply put, it is a loan that can be repaid in several instalments. Afterall, for many people, it is easier to pay back their loan in several monthly instalments, rather than one single repayment. However, it is important to remember that in general, the longer you borrow money for, the more interest you will be paying on it. If you can pay off some of your loan early, then it may save you money.

What are they?

Definition: A loan scheduled to be repaid in less than a year. When your business doesn’t qualify for a line of credit from a bank, you might still have success in obtaining money from then in the form of a one-time, short-term loan (less than a year) to finance your temporary working capital needs.

Types of short term loans

Short term lenders generally offer two types of loans: payday loans and installment loans. Payday loans, also known as cash advances, are repaid when the borrower receives his or her next paycheck. Installment loans allow the borrower to make several payments over a few weeks or months. For both cash advances and installment loans, the lender charges a fee that is paid along with the loan repayment. No cash or collateral is needed up front.

What is a short term loan?

Lenders generally offer two types: payday loans and installment loans. Payday, also known as cash advances, are repaid when the person borrowing receives his or her next paycheck. Instalment loans allow a person to make several payments over a few weeks or months. For instalment loans, the lender charges a fee that is paid along with the loan repayment. No cash or collateral is needed up front.

Short Term LoansAmountAccepted
Payday Loans UK£200
Short Term Loans Company£300
Payday Loan No Guarantor£400
Short Term Business Loans£500
Short Term Cash Loan£800
Easy Repayment£1000

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Short term loans are an affordable alternative to payday loans in the UK. Simply put, they are loans that can be repaid in several instalments. For many people, it is easier to repay their loan in several monthly instalments, rather than one repayment.

About Our Loans

Get easy and simple payday loans and instalment loans from £100 to £5000 for new customers, and more for returning customers. This from a lender offering one-time payment and instalment lending, but much cheaper than the competition.

They are an online answer to cover unforeseen expenses, like bills or a problem with your vehicle, or used as a financial buffer until the next payday. Our instalment loans are very flexible and can be taken from 7 days to a month. If you need your money for a while longer, you can apply for a payday loan, which splits repayments over a one to six month period in instalments. The loans can easily be repaid early to save money on interest, giving a flexible solution for your temporary cash needs.

Instant Lending

A payday loan is a small loan which is typically received to cover unforeseen circumstances. A payday loan will usually be repaid on the borrower’s next payday. Generally, you can borrow from £100 up to £400.

They are a form of lending where you borrow small amounts of money over a shorter period, from weeks to months. This is unsecured, with higher interest rates. To borrow with easy repayment in the UK, click apply and we will send wire to your bank account.

Zero fees, get fast cash over a short period. This deal from our lending company allows you to borrow from £100 to £5000 instantly. Pay the it back in monthly instalments from under 1 month to over 12 months.

No fees, instead convenient cash loans.

With this, you can borrow from £50 to £5000 online, subject to your ability to repay. You can choose to pay for your loan in monthly instalments between a week to 12 months. The payday lender process is finished entirely online, have your answer within minutes of submission.

What difference is there between short-term and payday?

They are the same in many ways, because they offer emergency financing and help to approved clients who need it, with a short repayment period. However, one difference that distinguishes instalment loans being different from traditional payday lending is in the volume of lending repayment options.

Sometimes borrowing money for a short duration makes sense. In some situations, not having one could result in even greater financial loss. Other times, emergencies present themselves that leave little other option than to seek some outside help. On the other hand, you want to avoid a situation that might lead to an endless cycle of debt, where there is no escape. Our service, based in UK, offers hope for those in a tight money situation, who need assistance fast.

Understanding Our Loans

“Short-term” simply means a loan is designed to be repaid quickly, or within a short amount of time. A bank loan has terms which normally include repayment plans that last months or years, and application for their instalment loan is more detailed.

questions answered about loan

These types are a cash advance that is credited to your bank when you are low on money. First, you keep the cash until your next pay day, hence the term “payday loan”. They are also known as personal, cash advance or bad credit lending with no guarantor. Simply click the link and apply for yours today.

Ideally, you will want to know you have funds for repayment in the near future, in order to make payment and resolve your debt quick. There are advantages to borrowing, in that it is easier to qualify. That is why this particular type of borrowing is named this way, as people will resolve their debt with their next pay cheque. On the downside, the interest is high enough that you will not want to have a prolonged period of time to pay back your obligation as the increased interest will sour the initial benefits. You can qualify for lending quickly, directly with UK lenders using our service.

We are a reputable lender! We pride ourselves on being affordable. Our success is based on high ethics and a willingness to go the extra mile for our clients. Our business model lets us operate as a helping hand to thousands of individuals who need a boost in troubled times. If the only thing preventing you from applying is fear that you won’t qualify, understand that many individuals who feel the same way still find themselves qualifying for our lending service.

Banks typically aren’t interested in this type of borrowing model. Overall, this type of lending is more risky, requiring an interest rate that exceeds what a bank is comfortable with. Furthermore, the idea that someone would want to resolve their debt (without paying continued interest over time) further sours their opinion of this lending opportunity. In general, banks focus on long term lending and profits that materialise over long spans of time as interest accrues. Where banks have left a gap, private lenders have stepped in to service those who find themselves in difficult situations with few options.

If you are a cautious borrower who is diligent about your finances, a cheap payday loan that is repaid timely can be the best answer to a money shortage happening at the wrong time. As far as products go, this type of business lending is very versatile. It can be customised to your exact situation. Even the payback time is negotiable. Generally, the quicker the payback, the better deal you will receive on interest and fees.

Understanding that the trappings of borrowing with elevated interest rates will be offset with a quick payoff is key to getting the most out of this experience. Know that these are a temporary solution. Hindsight being twenty/twenty, we realise we can focus on our savings and preparing for a rainy day after we have corrected our unforeseen money crunch. If you are convinced this is the assistance you need to help your current situation, click here for your opportunity to apply for a solution immediately.

One thing that people fear the most when wanting to borrow money is having bad credit. You may be wondering whether you qualify if you happen to have bad marks on your credit record. The good news is that the primary concern when lending is that you have a means of paying back, such as a job or other income you can rely on. Not having stellar credit isn’t a good reason to not apply, as many people who think they have bad credit receive the money they ask for.

This is perfect for those of you who want a no credit check. Instead of being concerned with your score, instead we focus on whether you’re capable of repayment. The additional risk factor from not checking history is built into the fees you will pay for receiving a quick, no hassle, cheap loan in UK, even with no guarantor.

How much can you borrow, and will you receive it quickly? While we can lend up to £5000, another typical amount we offer is around £400. The amount we can lend is based on your preference, we will work diligently to qualify you for as much as you need, as quickly as we can process your application. Our application process is fast, simple, safe and secure. There are no hidden fees; every aspect of your transaction is up front with no hidden expenses.

Our cheap payday loans UK are competitive enough to have made us number one! We offer the best, most affordable borrowing rates. Whether you need a large or small cash advance service to meet your financial crunch, depend on us to deliver your cash quickly, at an affordable rate.

What are Direct Lenders?

When shopping around, most borrowers are looking for a few simple elements that ensure the process will go as smooth as possible. They want their borrowing to be instant, and they want it to be direct with the lending institution — without including middlemen in the process. That is why they look for direct lenders, the source of the funding. We respond to your application instantly, giving you quick feedback on your acceptance. You will know whether you qualify for one almost immediately.

What are you waiting for? Apply online and take advantage of our fast processing through our safe and secure online application. Access lenders directly, getting the best, most affordable deal. With our service, you work directly with the lender, avoiding any middlemen, as you apply and qualify for business lending. We also offer a short duration business loan.

Get matched with a direct lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk