Payday Loans UK
Apply For Up to £5,000*

Representative Example:

  • Loan amount £200 for 35 days.
  • Payable in One total repayment of £256.00
  • Interest charged is £56.00,
  • interest rate 292% pa (variable).
  • Representative 1212% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

Short Term Unsecured Payday Loans

Do you need a loan on a short term basis? Click apply above if you are employed, but need a little extra help getting through to your next paycheck. You may qualify for a short term unsecured loan that will allow you to meet your immediate needs and urgent expenses.

Everyone is worried about their financial condition, with so many people having bad credit, who wouldn’t in this world of tight economy? The world has drastically changed that even people with stable jobs are still struggling with their issues. It usually comes in a form of emergency bills and expenses that demand for fast cash. With pay day still weeks away, people often find themselves in the verge of applying for unreliable borrowing from a family or friend. Though these options may look tempting, it takes how many weeks to obtain the cash, leaving you with no other choice but to look for much reliable form of lending. If you are looking for the the fastest type to get, try a short term loan. It is the most popular scheme which is offered online, termed as the most convenient, fast and easy.

They are offered on the internet and they have the shortest repayment duration, based on its name. Usually, this type of unsecured loan takes up to 14-30 days before it matures. The amount that you are allowed to take out from this is against your incoming pay cheque. They are used for various types of concerns, including hospital expenses, tuition fees, car repair, urgent trip or home renovation. Typically, you can borrow £500 up to £3000. But the amount can still go higher depending on your pay cheque. The essence is to provide the fastest financial assistance without the need to experience hassle and stress.

They are also known as unsecured lending since it doesn’t demand for collateral like car, house or properties. Basically, you don’t have to risk anything. The are available for those with negative history. We all know that providers demand for credit check to ensure the credit-worthiness of an individual. However, providers are not this type since they only need your pay cheque to ensure that the capacity to repay.

They guarantee the loan you need will be in your hands within 24 hours or less. This is how fast providers work and you can always depend on them anytime.

The requirements for payday loans are simple and easy to gather. Be at least 18 years old to qualify for one. Your pay slip and employment details should also be submitted as a way to determine your capacity to repay. Earn a stable income and work from a regular job. You must be a regular citizen of the UK and must be a legitimate owner of an active direct deposit account. Other requirements to submit are present and past home address and social security number.

If there’s one thing that’s easy in this world, it’s when applying. The accessibility of this online loan is top-notch and you can avail it by simply sitting in front of your computer at home. They have reached millions of borrowers worldwide and you shouldn’t miss the chance to be one of them. If you want to apply, the first thing you need to ensure is a reliable internet connection and personal computer, then you are set to process your online application.

First, you should look for a website offering personal lending. You’ll find many online but it doesn’t mean you can pick anyone you like. There’s this website that allows you to compare the rates, fees and charges offered by each lending website, this will help you determine which website you should settle. Just remember that they must be authentic, reliable and professional.

Second, once you have found the right site, they will ask you to fill up an application form together with your name, address, age, employment details and other essential information. Make sure that you put the correct information on the application form to avoid denial.

Lastly, the providers will evaluate the information that you’ve provided and notify you once the bad credit payday loan is approved. They will ask the exact amount you want to borrow and within 24 hours, the money will directly be deposited in your account even when having no credit.

Repay on time to avoid being charged with high interest rates and penalty fees. As much as possible, them for urgent emergency problems only since it can lead to an even tougher issues if not treated properly. By doing this, you’ll be able to get cheap loans in the future.