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Short-term Loans - Best

Sometimes people find themselves in a financial rut. Unexpected expenses creep up on us from time to time, and when that happens we need some immediate help to remedy our finances. While some people can rely on friends or family when the going gets tough, that isn’t always an option. If you’ve found yourself running out of solutions, but know there is a light at the end of the tunnel when you get paid in the future — a short term loan makes a lot of sense.

We have several loans for you to select from as you find a solution to your temporary financial crisis. The choices boil down into two categories — secured, and unsecured. First I will explain the unsecured, which is what people typically consider when thinking of short duration or “payday” type of borrowing.

What constitutes the “best”? Here are things you should look for when evaluating your options.

  1. Direct vs Broker
  2. Lowest APR
  3. Online Application

Direct vs Broker

Without a doubt, your best experience will be had working directly with a lender. Brokers can be problematic. The difference is that direct lenders, such as PDLN, have rates that are visible and that you can compare to other online lenders. Brokers, on the other hand, will shop your information around to several lenders in the hopes of finding the highest personal commission. Placing himself between you and the lender only makes for longer delays in processing your application and higher fees.

The fees are higher because, as you can imagine, the lenders that pay the highest commission are able to do so because they charge the most money. That is an expense that comes out of your pocket. It is far better to look for direct lenders and pick the one that has the best APR interest rate.

Lowest APR

On our homepage we keep a running tally of our APR interest rate vs our biggest competitors. One example is Wonga. Another competitor is Sunny. Their APR rate is in the thousands of percent, while ours is much lower. Searching diligently for the lowest rate will save you the most money. We encourage you to check for yourself — PDLN is the lowest in the industry.

Online Application

Convenience is definitely a factor in deciding which is the best. Nothing is more convenient than completing your application process 100% online from the comfort of your own home. Our entire process, from start to finish, is entirely handled online. You will not have to visit any of our locations to process your loan. While sitting in front of your computer, you can complete the entire process and have the cash transferred directly to your bank account.

Another great thing about is that we perform no credit checks. If you have bad credit, it’s ok — we don’t even check.

Assuming you are looking for a short duration lending, the above adequately describes why you would want to use the services of PDLN. If that is what you are looking for, please click the apply button and being your easy process of obtaining lending.

You might be wanting something a little cheaper — and wondering if you qualify for that. There are two other options we have. Mortgates, and logbook. A mortgage would require a house. Logbook typically require a vehicle or other item that can have a lien placed on it. These are secured, and as such — you will find the interest rates much more favorable — and the amounts of money you’re able to borrow to be much higher.

Get matched with a direct lender today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk