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Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Personal Lending Directly From Source

Short-term Loans - Direct-lender

We offer short term loans. If you’re in a hurry, click apply and get the best deal on a payday loan from us today. We can send cash to your account within minutes after you submit your application. The entire process is handled online from the convenience of your home.

Consider this a guide on how to get the best deal as you search for a lender. Many people, when they’re looking for a loan, are diligent in dealing with a company that is a source of funding. The opposite of that would be working with a broker. It is important to understand the difference, and you will most likely want to avoid brokers as you seek a good deal.

Differences Between Brokers and Lenders

Direct companies are the source of the funds. You will either deal with them directly, or through a middleman broker. As you can imagine, it makes sense to exclude the middleman. Brokers are typically interested in shopping your information around to find any deal they can offer you that will give themselves the most profit. They may have other options available that they do not present to you, simply because those deals do not offer the best commission.

Unfortunately, it can be difficult to know whether you’re dealing with a broker or direct lender until its too late. Many websites that collect your information, purporting to be lenders, are in fact brokers. As stated above, we are not a broker, but instead the direct source of your loan.

How To Get a Great Deal

Fees and APR interest rate — these are the things that will decide whether you’re getting a good deal. We offer a comparison between our own interest rates and our main competitors. Hint: we’re way lower. Our biggest competitors are Wonga and Sunny. These two companies have APRs in the 1000+ percent range. Our own rates are far lower. We encourage you to compare our rates to all our main competitors and decide for yourself.

PDLN’s application process is entirely online. You can process your virtual paperwork in the convenience of your home. You do not need to visit our locations in order to pick up your payment. In fact, we wire the funds directly.

Do you Qualify?

Qualifying is easy if you have a job. We’re also interested in lending when you have another source of monthly income. With dependable income, we would like to give you an easy repayment loan.

We do not perform a credit check. That means you can have bad credit, it doesn’t matter. As stated above, as long as you have a job and a bank account, you qualify.

They are not the most optimal form of borrowing. The fees are high, because unsecured. Recently, many protections have been put in place to ensure borrowers have access to cheap loans and have many protections. Though more inexpensive than ever, they are still only advised to be used in emergency situations where you have no other option.

Click apply now and have instant funds transferred to your bank account.

Apply for a loan today!

You will need to be over 18 and a UK resident with a valid UK address. You must also have a monthly income (from benefits or a job) and a UK bank account.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk